If you have small-to-medium transport or logistic company, it makes strong sense to order a policy from commercial trucking insurance companies.
This can protect you from several unwanted events as truck accidents, stealing, damages on others, etc.
Types of Commercial Truck Insurances
There are many types of insurances which vary between different companies. Nevertheless, the most commons are:
- Collision truck insurance – this is a basic policy which covers damage on other cars in case of your fault and/or some damages on your truck (most often value after depreciations).
- Comprehensive insurance – similar to collision policy but usually covers more damages on your vehicle (sometimes max damage).
- Bobtail insurance – covers truck traveling without cargo, the truck is used for personal needs, etc.
- Occupation insurance – covers deaths or occupational drivers diseases.
- Special policies – highly dependable based on your special cargo, types of trucks and other machines, unexpected scenarios and others.
The cost of insurances depends on the types of the truck, driver’s history, the goods, and cargo, your company status, and etc.
List of Commercial Trucking Insurance Companies
- ARI Insurance Company
Adress: 125 Pheasant Run, Newtown, PA 18940-3428
ARI Insurance Group is one of most respected commercial trucking insurance companies in the US. The company is represented by more than 180 independent agents and offers insurance for auto liability, auto physical damage, general liability, trailer interchange, etc. The Company is focused on bringing long-term solutions to the transportation needs of New Jersey, Pennsylvania, and Maryland businesses.
- Lexington Insurance (part of AIG)
Adress: 99 High St, Floor 23, Boston, MA 02110-2378
Phone: (617) 330-1100
Lexington Insurance is one of the most innovative insurance companies and offers a wide range of policies. The company offers protection against liability claims and third-party damages, offers risk management, financial lines and loss control resources. Policies can be customized to respond to the specific needs of the customers.
- National Truck Underwriting Managers Inc
Adress: 5001 American Blvd. West, Suite 801 Bloomington, MN 55437-1160
Phone: (877) 656-3413
National Truck Underwriting Managers Inc is an insurance provider operating in North-West and Central states. The company offers a full range of primary policies, including Primary Liability, Non-trucking/Bobtail Liability, Physical Damage, Motor Truck Cargo and General Liability. National Truck provides also a huge range of occupation insurances.
- Northland Insurance
Adress: P.O. Box 64816, St. Paul, MN 55164-0816
Northland Insurance is a leading insurance company which provides a full set of policies for trucks and transportation companies. The products and services include – Auto liability, General liability for truckers class, Motor truck cargo, Physical damage, Tool & equipment floater, Workers compensation.
Adress: The Progressive Corporation 6300 Wilson Mills Rd., Mayfield Village, Ohio 44143
Progressive is one of the most trusted and highest-rated commercial insurance companies in the U.S. The company offers many useful solutions for owner operators, motor carriers, private carriers, etc. Progressive provides truck-specific products for cargo, truck general liabilities, trailer interchange, and more.
Adress: 9025 N. Lindbergh Drive, Peoria, IL 61615
RLI is one of the best commercial trucking insurance companies which handles trucking risks and designing financing alternatives to fit customer budget requirements. The company offers solutions for physical damage, cargo, general liability, interchange liability. and more. RLI covers all types of trucks as haulers, vans, hoppers, flatbed. etc.
- Lancer Insurance Company
Adress: 370 West Park Avenue, Long Beach, NY 11561
Phone: 800-782-8902 x3503
Lancer Insurance Company is one of the best commercial trucking insurance companies in the New England (New York, New Jersey, Pennsylvania and Connecticut). Lancer offers a great coverage, excellent customer support, and a variety of policies for all kind of cars, trucks, vans, etc. The focus of the company are the small and medium businesses.
Adress: 2301 Hwy 190 West DeRidder, LA 70634
AmeriSafe is located in Louisiana and operates mainly in Souther states. The company has excellent experience in the domain of truck insurances. AmeriSafe offers policies fo dirt haulers, long hauls, gravel haulers, ready mix. short haulers, towing, etc.
- Canal Insurance Company
Adress: 400 E. Stone Avenue, Greenville, SC 29601
Canal Insurance Company offers great ranges of services for small and medium companies, cargo protection from physical damage, own and hired truck products and more. The company offers 24/7 claims, road assistance, risk management services and accident kit.
- Sentry Insurance
Adress: 1800 North Point Drive, Stevens Point, WI 54481
Sentry is a leader trucking insurance industry with great expertise to design the individualized protection of customer trucking operation needs. The company provides customized coverages including Auto Liability, Auto Physical Damage, Motor Truck Cargo, Workers’ compensation. Sentry offers 24/7, multi-language support, consultancy, and more.
- Eastern Atlantic Ins. Co.
Adress: Harrisburg, PA 17111
Eastern Atlantic Inst. Co. operates in 9 Eastern States and offers various tracking insurance products. Among them are some standard solutions as General Liability insurance, Cargo Physical damage coverages. But this is not everything – Eastern Atlantic offers special or tailored insurances for each customer need.
- The Hardford
Adress: 277 Park Ave, New York, NY 10172
The Hardford is one of the biggest and most reliable insurance companies. It offers a great portion of policies and coverages including Commercial Trucking Insurances. The Hartford provides all basic and a range of specialized products in order to reduce risks and prevail through crises and unexpected events.
Adress: 1 NW OOIDA Drive, Grain Valley, Missouri 64029
OOIDA offers a complete range of affordable truck insurance to small-business truckers. The company provides a complete range of coverages, outstanding customer services and competitive rates with many discounts. OOIDA has different plans with convenient monthly installments.
- Stratford Insurance Company
Adress: 2307 North Hill Field Road, Suite 103, Layton, Utah 84041
Phone: (801) 784-4938
Stratford Insurance Company is one fo the leading commercial trucking insurance companies in the Rocky Mountains. The company offers a wide range of insurances including General liability, Cargo, Interchange liabilities, non-tracking insurances, etc. Stratford is flexible and can help you whether you have a single truck or a large fleet, you’re an owner operator, motor carrier, or private carrier. They can help build a policy custom-tailored to your operation.
- BBT Insurance Company
Adress: Headquarter in Raleigh, North Carolina (more than 100 offices in the Eastern States)
BBT Insurance Company is one of the leaders in commercial insurance trucking companies. The range of services covers all of the types of policies as – Liability and physical damage, Non-owned and hired auto, Cargo liability, Trucking, and interchange. The customer provides great 24/7 support for claims.
- Great American Insurance Group
Adress: P.O. Box 5425, Cincinnati, OH 45201-5425
Phone: 800 545 4269
Great American Insurance Group offers many types of insurance products including the ones for commercial trucking. Tre transportation coverage includes traditional first-dollar coverage, small and large deductible programs, as well as various captive programs for those seeking an innovative solution to risk management. Programs are designed specifically for professional trucking companies.
- TransProtection Service Co.
Adress: One Premier Dr. Saint Louis, MO 63026
TransProtection Service Company is a full-service insurance agency licensed throughout the United States. The company is focused on long-term relations, face-to-face communication, and tailored solutions. Meanwhile, TransProtection offers a full range of basic policies and coverages.
- Great Western Casualty Co.
Adress: 1100 West 29th Street PO Box 277 South Sioux City, NE 68776
Great West Casualty Company specializes in truck insurance products and services. The company was founded over 50 years ago, and today the goal is to meet all customers’ changing needs. Great West provides 24-hour claims service and flexible underwriting to customize coverages for each unique situation.
- IAT Insurance Group
Adress: PO Box 10800, Raleigh NC, 27605
IAT Insurance Group Trucking provides insurance coverage for commercial transportation risks for primary and non-trucking liability, physical damage, motor truck cargo and general liability, in addition to a number of secondary coverages.
Adress: One Tower Square Hartford, CT 06183
Travelers provide one of the best services in the area of cargo insurances. The company has one of the largest and most comprehensive cargo theft investigative units in the industry. Nevertheless, Travelers offer many vehicle and truck insurance related to physical damages, liabilities, worker compensations.
- Johnson & Johnson
Adress: P.O. Box 899, Charleston, SC 29402
The Transportation Department offers a staff with 50+ years of transportation knowledge. Johnson & Johnson offers a wide range of products as Garage Liability (dealers and service), Public Auto, Commercial Auto, Trucking, Cargo, Physical Damage, GL, Dealer’s Open Lot and GKLL. In addition to company’s domestic underwriting contracts, Johnson & Johnson have served as a Lloyds correspondent for many years.
- Sutter Insurance Company
Adress: P O Box 808004 Petaluma CA 94975-8004
Sutter is very flexible insurance company which operates in the Western Coast. The company offers has been committed to providing policyholders and agencies with excellent service, comprehensive coverage, and fair claims handling since 1975. Sutter provides all standard types of insurances at competitive prices and without too much of bureaucracy.
- American Trucking and Transportation Insurance Company
Adress: 111 N Higgins Ave. Suite 300A, Missoula, Montana 59802
American Trucking and Transportation Insurance Company (ATTICRRG) operates in the Northern states of US. It offers membership with many benefits and protection, based on selection and underwriting process designed to thoroughly evaluate the risk associated with the prospective member trucking company.
The list of commercial trucking insurance companies is not full. If you want or know other similar companies, you can leave a comment.