Typically, vision insurance companies offer services and plans that cover mainly eye exams, glasses, and contacts – the basics of vision.
You can purchase vision care insurance as a group benefit through your employer or as an individual policy. Group vision care insurance is typically at very affordable and inexpensive price.
The different plans cover a different set of expenses. There are plans that mainly cover only eye exams, contacts, and glasses. On the other hand, there are plans that help with the costs of eye surgery and eye diseases such as cataracts, glaucoma, diabetic retinopathy, and more.
Some of the best and largest vision insurance providers and companies that offer the most popular and leading plans are from VSP and Humana.
Here you will see a list of vision insurance companies in the USA.
Before you choose a vision care insurance company and plan, carefully examine all plan benefits and find out what products and services are covered.
List of Vision Insurance Companies in the USA
Advantica provides dental and vision insurance plans for members through employer contracts. The company operates in 22 states, plus the District of Columbia. Advantica serves more than 370,000 members at nearly 3 000 small and large companies. Advantica also administers dental and vision benefits on behalf of health plan providers.
Aflac is one of the most popular insurance companies in the USA and a Fortune 500 company. The insurer provides financial protection to more than 50 million people in the World. When a policyholder or insured gets sick or hurt, Aflac pays cash benefits directly to the insured.
Their visual insurance plans provide a range of benefits such as annual eye examination (Aflac pay a cash benefit once per year for their customer eye examination performed by an Optometrist or Ophthalmologist. ), cash to help pay for covered eye surgeries, eye diseases/disorders, and permanent visual impairment and more.
AlwaysCare Benefits is a single-source operation for individual insurance and group ancillary benefits including dental, vision, life, disability, critical illness, accident, and limited benefit medical insurance.
Some of their flexible group vision benefits are: employee participation levels, 4-year Rate Guarantees available for groups with 10 or more enrolled, out-of-network benefits and more.
Avesis has been providing vision, dental, and hearing benefits since 1978. They have we have the unique experience and expertise to match exceptional products and providers – ophthalmologists, optometrists, opticians, audiologists, and dentists – with the people who need them.
Their members are teachers and firefighters, accountants and bus drivers. Their clients are small businesses, school systems, and municipalities. They serve commercial and governmental health plan sponsors, unions, and TPAs.
Davis Vision’s one of the leading integrated vision care solutions that offer differentiated products and services.
Davis Vision’s array of vision benefit plans offer: a broad array of paid-in-full coverage, low member out-of-pocket cost, some of the highest benefit allowances compared with other standard vision plans, one of the highest use of covered-in-full frame coverage and more.
The company delivers a combination of cost savings, a great range of product choices and a variety of convenient provider locations.
EyeMed Vision Care is one of the popular vision insurance companies and providers that offer vision care plans through a network of providers that includes, ophthalmologists, optometrists, opticians, and retailers.
The company offers a wide range of plans, with different levels of discounts on exams and other vision products such as contact lenses, eyeglass frames and more.
Humana is one of the best insurance companies with a broad range of products and services.
Humana Vision Plans provide affordable vision coverage that offers an annual routine eye exam for a low copayment. Plus you get coverage for contact lenses or eyeglass lenses and frames—including designer names—and discounts on laser services like Lasik.
NVA provides a range of cost-effective vision benefit programs for its plan sponsors and their subscribers.
Providing millions of people throughout the United States with vision care programs, NVA serves employers in both the private and public sectors, unions as well as MCOs, third party administrators and health care purchasing coalitions.
Their vision care benefit programs include: provider discounts, easy subscriber access to needed information, internet access to benefit and claims information and much more.
MESVision (Medical Eye Services) provides vision care to the employee benefits community since 1976.
The company comprises a substantial panel of Ophthalmologists, Opticians, and Optometrists located throughout the United States including most popular retail optical chain locations.
MESVision provides quality vision care services to large and small employer groups through insurance companies, health maintenance organizations, preferred provider organizations, and self-funded plans.
Superior Vision is one of the leading health and vision insurance companies in the eye care marketplace delivering a comprehensive portfolio of vision and eye health solutions for consumers, health plans, and employers.
The company offers broad and affordable access to vision care, unwavering Superior service, and resources to help their clients make informed vision care choices.
UnitedHealthcare provides a range of health care benefits to various customers and markets.
In the are of vision insurance, the company offers a wide range of eye care benefits such as coverage on most vision expenses; paperwork-free vision benefits; frame allowance; standard scratch-resistant coating; optional covered-in-full contact lens benefit and more.
VSP was founded in 1955 in Oakland, CA, by a group of committed and forward-thinking optometrists.
Now the company is one of the best eye care benefits providers that serves customers in the US, Australia, Canada, Ireland, and the UK.
The company provides affordable, accessible, high-quality eye care to the world. Their Vision Care programs provide a huge range of coverage – from common coverage (eye exams and eyewear) to laser vision correction procedures.
You can also find more information and vision insurance companies by contacting the National Association of Vision Care Plans (NAVCP).
NAVCP is a national association established in order to act as the unified voice representing the industry. The goal of the association is to provide a forum of communication. NAVCP is dedicated to improving quality in managed care and committed to providing input and perspective concerning standards and credentials.